Reasons

Still, I’m not yet finished documenting my escapades and have not updated my blog for a couple of days, I mean  weeks. The reason why I was not able to update this blog:

1st, I have been thinking and assessing myself. Check my proirities and goals in life.  A realization that’s painful and needs time to start all over again. I felt so empty, and it create’s a hole in my heart. The past that’s  so hard to let go. I know I need some time just for myself and fill in the empty cup  of my soul so i could go back to life.

2nd, I’m obssesed with the Twilight Saga, I bought   the book set and have been busy reading it. now im reading book 3, Eclipse. I’ll try to finish the last 2 books this weenkend.

3rd, I’m so busy in the office that I work extra hrs and just go home and sleep.

Looking at my life, I felt so blessed and so thankful of all the things that happened and that will happen. Life is full of surprises.

Some things you can do with your 13th month pay

I recieved an email a while ago and find this article worth sharing of. Please read below.. 

1. Pay off debt. If you have substantial credit card debt or other forms of debt, use your 13th month pay to pare down this debt. This will help you shorten the paying period and lower your interest expense. Being debt-free is liberating and will improve your financial standing.

2. Save. If you haven’t started a savings fund at all, this is the time to do so. We’re up for uncertain times ahead financially because of the global financial slowdown, so save when you can. Use the full amount of your 13th month pay to jumpstart your savings fund, or if you have other needs to meet, save at least 10 to 20 percent of your 13th month pay. (more…)